Workers Compensation Insurance for Home Care
Caring for others is one of the most compassionate professions—but it also carries risk. Whether you’re running a small home care business or managing a team of caregivers, nurses, and aides across California or the USA, your team faces daily hazards. From back strain while lifting clients to accidental slips or infections, injuries are common in home health care environments.
Our workers compensation insurance for home care is built to protect your staff and your business. It covers medical expenses, lost wages, and rehabilitation costs for job-related injuries, helping you meet legal requirements and stay operational. Having the right home care business workers comp CA coverage ensures you’re compliant with state laws and well-prepared when incidents occur.
We provide custom coverage for home care agencies throughout California and the U.S., so you can focus on delivering quality care without worrying about unexpected expenses.
Personal Care Insurance
Personal care workers are on the front lines of in-home health care, assisting clients with bathing, mobility, meals, and more. These responsibilities, while essential, often take place in unpredictable environments that increase the risk of injury.
That’s why we offer more than just workers comp. Our plans include general liability home care agency coverage to protect against third-party claims—like property damage or client injuries—and professional liability insurance for home care, which covers allegations of negligence or inadequate care.
Whether you’re offering basic assistance or specialised services, your home care insurance plan should reflect the real challenges of your operation.
LVN Worker Insurance
Licensed Vocational Nurses (LVNs) play a crucial role in home health care, performing skilled medical tasks such as wound care, injections, and patient assessments. But the nature of their work puts them at risk for injuries like needlestick accidents or musculoskeletal strain.
Our tailored workers compensation insurance California helps cover LVNs’ medical bills and lost wages after workplace injuries. Additionally, we provide employment practices liability insurance for home care to safeguard your agency from lawsuits tied to wrongful termination, harassment, or discrimination.
For mobile LVN teams, we also recommend commercial auto insurance for home care staff, ensuring you’re protected when employees use vehicles to visit clients.
Housekeeping Service Insurance
Housekeeping staff are vital to maintaining a clean, safe environment for clients, but their tasks—like lifting, moving furniture, or using cleaning products—can lead to injuries.
Our insured workers compensation home care plans extend protection to your housekeeping crew, so they get proper care and compensation if injured. To further shield your business, we offer home care liability insurance California, which covers incidents like property damage or slip-and-fall accidents caused by your staff.
We understand that California home care insurance cost matters to your bottom line, so we offer competitively priced, clearly structured policies that fit your budget without compromising coverage.
Protection You Can Count On
Financial Protection
Protect your business from workplace injury costs with reliable financial coverage.
Committed to Care
Support your team’s well-being with insurance that puts people first.
Peace of Mind
Stay compliant and covered with workers compensation you can trust.
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